The most complete guide to funding your higher education in India and abroad — covering merit scholarships, government schemes, PSU grants, international fellowships, and low-interest education loans. With eligibility, amounts, and application deadlines.
₹500 Cr+
Funds Facilitated
across 10,000+ students
50+
Active Schemes
India & international
88%
Success Rate
for assisted applications
Free
Our Guidance
No hidden charges
Scholarships in India fall into four major categories. Understanding which type you qualify for is the first step to a successful application.
For academic high-achievers
Awarded purely on academic performance — typically top 10–25% of a batch. Includes Central and State merit lists, university toppers' grants, and international fellowships like Fulbright.
Based on family income
Designed for students from economically weaker backgrounds. Government schemes (NSP, Post-Matric) and NGO bursaries form the bulk. Income threshold typically ₹2.5 – ₹8 LPA.
SC · ST · OBC · Minority · EWS
Exclusive schemes for reserved categories under Central and State government mandates. Often stackable with merit grants. Require a valid caste/category certificate.
For studying abroad
Country-specific funding from foreign governments and universities — covering tuition, living, and travel. Competitive but open to Indian applicants across disciplines.
Verified scholarships with confirmed 2026 amounts and deadlines. Sorted by type. Click any row to visit the official application portal.
| Scholarship | Deadline | |
|---|---|---|
Top Pick Fulbright-Nehru Fellowship ₹25–35 Lakh / year | July 15, 2026 | Apply → |
DAAD Scholarship (Germany) €934 / month + benefits | October 1, 2026 | Apply → |
Top Pick Chevening Scholarship (UK) Full cost (avg. ₹40 Lakh) | November 7, 2025 | Apply → |
Australia Awards Full cost (AUD 60,000+) | April 30, 2026 | Apply → |
| Scholarship | Deadline | |
|---|---|---|
TATA Capital Pankh Scholarship ₹10,000 – ₹50,000 | June 30, 2026 | Apply → |
Our four-step process handles everything from profile assessment to disbursement confirmation. No fee, no hidden charges.
01
We evaluate your academic record, family income, category, and career goals to shortlist the 5 most relevant funding sources for your profile.
02
Guidance on writing a strong SOP, securing recommendation letters, and organising income/category certificates — the documents that make or break applications.
03
We complete and submit applications on the correct portals within deadlines, eliminating errors that cause rejection.
04
Tracking application status, responding to scholarship committee queries, and confirming timely fund disbursement to your account.
Academic Documents
Identity & Financial
For International Scholarships
When scholarships don't cover the full cost, education loans bridge the gap. Compare the best options below — all interest is tax-deductible under Section 80E.
| Bank / Scheme | Interest Rate |
|---|---|
| SBI Student Loan | 8.65% p.a. |
| HDFC Credila | 9.55% p.a. |
| Axis Bank Education Loan | 9.70% p.a. |
| Vidya Lakshmi Portal | 4% p.a. (subsidised) |
Tax Benefit — Section 80E
The entire interest paid on an education loan is deductible from taxable income under Section 80E of the Income Tax Act, for up to 8 consecutive assessment years. There is no upper limit on the deductible interest amount.
Find scholarships that match your profile. Use the table below as a quick-reference filter.
Profile
General Category · Income > ₹8 LPA
Recommended Schemes
Focus on merit-based and international scholarships.
Profile
SC / ST / OBC · Income < ₹2.5 LPA
Recommended Schemes
Multiple schemes can be combined. Apply by Oct 31.
Profile
EWS / General · Income < ₹8 LPA
Recommended Schemes
Income certificate from tahsildar is mandatory.
Not sure which category you fall in? Get a free profile assessment.
Book Free ConsultationCommon questions about scholarships and education loans in India.
Yes. You can apply for multiple scholarships simultaneously as long as the individual scholarship's terms do not prohibit it. Government schemes like NSP generally allow stacking with institutional grants. International scholarships like Chevening and Fulbright typically prohibit holding another major scholarship concurrently.
Most Central government need-based scholarships (NSP, PMSSS) require family income below ₹6–8 Lakh per annum. Some State-level schemes use a lower threshold of ₹2.5 Lakh. Private scholarships (TATA Pankh, LIC Golden Jubilee) typically cap eligibility at ₹2–4 LPA.
For MBBS in government colleges, NSP Post-Matric Scholarships and State merit scholarships cover tuition effectively. PMSSS is specifically for wards of defence personnel. ONGC and LIC scholarships are also applicable and don't restrict to specific streams.
Yes. Under Section 80E of the Income Tax Act, the entire interest paid on an education loan is deductible for up to 8 consecutive years from the year repayment begins. This applies to loans for higher education in India or abroad.
Standard requirements: mark sheets (Class 10, 12, graduation), income certificate (latest), caste/category certificate (if applicable), Aadhaar, bank passbook, a Statement of Purpose (SOP) for international scholarships, and two academic recommendation letters. Government portals like NSP also require your Aadhaar-linked bank account for direct transfer.
Always verify through official government portals (scholarships.gov.in for Central schemes), official university websites, or embassy portals for international scholarships. Legitimate scholarships never charge an application fee. Our team verifies all scholarships listed on Promote Education before publication.
Our counsellors have helped 10,000+ students secure ₹500 Cr+ in scholarship funding. Free, no-obligation consultation.
